·
TERMS AND CONDITIONS OF USE
MANAGER X
Last updated: August 13, 2026
Version: 1.2
Operating entity: Manager X LLC, Wyoming, USA

TABLE OF CONTENTS
1. Acceptance of Terms
2. Definitions
3. Description of Service
4. Eligibility and Registration
5. About MGX
6. Player Tokens and Virtual Assets
7. Phase System and Distributions
8. Purchase of MGX
9. Contributions to Players and Milestones
10. Withdrawals and Conversions
11. Status and Experience (XP) System
12. Referral Program
13. Intellectual Property
14. Prohibited Conduct and User Behavior
15. Identity Verification (KYC/AML)
16. Privacy and Data Protection
17. Fees and Commissions
18. Service Modifications
19. Account Suspension and Termination
20. Limitation of Liability
21. Indemnification
22. Dispute Resolution
23. Governing Law and Jurisdiction
24. General Provisions
25. Contact

1. ACCEPTANCE OF TERMS
1.1 Binding Agreement
By accessing, registering for, or using the Manager X platform (the "Service"), you ("User", "you", "your") agree to be legally bound by these Terms and Conditions (the "Terms"), our Privacy Policy, and any additional applicable terms. If you do not agree to these Terms, you must not use the Service.

1.2 Legal Capacity
By accepting these Terms, you represent and warrant that:
• You are at least 18 years of age or the age of majority in your jurisdiction
• You have full legal capacity to enter into binding contracts
• You are not prohibited by law from using the Service
• You comply with all applicable laws in your jurisdiction

1.3 Modifications
Manager X reserves the right to modify these Terms at any time. Modifications will take effect immediately upon publication on the platform. Your continued use of the Service after any modification constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically.

1.4 Additional Terms
Certain services may be subject to additional terms, rules, and guidelines that will be presented to you when you access those services. All such additional terms are incorporated by reference into these Terms.

2. DEFINITIONS
For the purposes of these Terms, the following terms shall have the meanings set forth below:

"Manager X" or "the Platform": refers to the technology platform operated by Manager X LLC, including the website, mobile applications, services, and any related content.

"MGX": internal virtual credit of the Platform, with no value outside the Manager X ecosystem. MGX may only be used within the Platform for the purposes established in these Terms.

"Player Tokens": collectible virtual representations associated with specific soccer players within the Platform. Player Tokens do not represent equity participation, rights over the player, or any form of regulated investment.

"Milestone Tokens": virtual representations associated with specific development projects or milestones of sports clubs.

"Contribution": the act of using MGX to acquire Player Tokens or Milestone Tokens.

"User", "you": any person who accesses, registers an account, or uses the Service.

"Account": a user account registered on the Platform.

"XP" or "Experience Points": an internal scoring system that determines the User's Status.

"Status": the User's membership level (Pioneer, Fan 1-10, Patron 1-10, etc.) based on accumulated Experience Points.

"Phase": the player's state on the Platform (Youth, Professional, Inactive).

"Distribution": discretionary allocation of funds according to Manager X's sports support program.

"KYC": identity verification process ("Know Your Customer").

"AML": anti-money laundering policies ("Anti-Money Laundering").

"Inactive Player Insurance": a fund intended to partially compensate Users who supported players who abandoned their sports career.

3. DESCRIPTION OF SERVICE
3.1 Nature of Service
Manager X is a sports gamification and engagement platform that allows Users to support the development of soccer players through a virtual credit system (MGX) and collectible virtual representations (Player Tokens).

3.2 Services Offered
The Platform offers:
• Virtual credit system (MGX) for exclusive use within the Platform
• Participation-based level and benefits system (Status)
• Sports development support program
• Information and content related to players and clubs
• Contribution tracking and management tools

3.3 NOT an Investment Service
IMPORTANT NOTICE: Manager X is NOT:
• A regulated investment product
• A cryptocurrency exchange
• A securities trading platform
• A financial instrument
• An investment fund
• A financial advisory service
• A regulated custodian of financial assets

Player Tokens and MGX are virtual representations with functionality exclusively within the Platform, similar to virtual credits in video games, entertainment platforms, or a credit card miles system.

3.4 No Guarantees of Value or Return
Manager X does NOT guarantee:
• Appreciation in value of MGX or Player Tokens
• Economic returns of any kind
• Liquidity of virtual assets
• That players will reach a certain sporting level
• That Distributions will be maintained indefinitely

4. ELIGIBILITY AND REGISTRATION
4.1 Eligibility Requirements
To use the Service, you must:
• Be at least 18 years of age or the age of majority in your jurisdiction
• Reside in a jurisdiction where use of the Service is legal
• Not be located in a country subject to restrictions
• Provide truthful, accurate, and complete information during registration

4.2 Registration Process
To create an Account you must:
• Provide a unique username
• Provide a valid email address or wallet
• Create a secure password
• Provide your identity document number (national ID/passport)
• Indicate your country of residence
• Accept these Terms and the Privacy Policy

4.3 Accuracy of Information
You warrant that all information provided during registration and at any subsequent time is truthful, accurate, current, and complete. It is your responsibility to keep your contact information up to date.

4.4 Account Security
You are responsible for:
• Maintaining the confidentiality of your access credentials
• All activities that occur under your Account
• Immediately notifying Manager X of any unauthorized use of your Account
• Not sharing your Account with third parties

Manager X will not be liable for losses resulting from unauthorized use of your Account.

4.5 One Account per User
Creating multiple Accounts is prohibited. Manager X reserves the right to suspend or close duplicate Accounts without prior notice. Once on the platform, you must complete identity verification in accordance with the Anti-Money Laundering policies of the United States of America.

5. ABOUT MGX
5.1 Nature of MGX
MGX is a virtual credit for exclusive use within the Manager X Platform. MGX:
• Is NOT a cryptocurrency
• Has NO value outside the Platform
• Is NOT convertible to real money except through the withdrawal process established in Section 10
• Does NOT represent any real-world asset
• CANNOT be transferred between Users
• Does NOT constitute ownership or corporate participation in Manager X LLC

5.2 Reference Value
For internal calculation purposes, Manager X establishes a reference value of 1 MGX = 0.01 USDC. This value:
• Is solely an internal accounting reference
• Does NOT constitute an obligation of conversion at a fixed rate
• May be modified by Manager X at any time in specific situations linked to real-world currency volatility
• Does NOT guarantee purchasing power outside the Platform

5.3 Use of MGX
MGX may be used exclusively to:
• Acquire Player Tokens
• Contribute to a Constructive Milestone
• Contribute to a Country Project
• Participate in future programs and functionalities of the Platform
• Request withdrawal according to the terms of Section 10

5.4 MGX Balance
Your MGX balance is reflected in your Account and represents virtual credits available for use within the Platform. Manager X maintains a digital record of each User's balance.

5.5 Modification of the MGX System
Manager X reserves the right to:
• Modify the functionality of MGX
• Change the reference value
• Introduce new virtual representations
• Consolidate or split MGX
• Set balance limits
• Block accounts if fraudulent attempts, AML policy violations, or traceable cyberattacks are detected

Any substantial modification will be notified with reasonable advance notice.

6. PLAYER TOKENS AND VIRTUAL ASSETS
6.1 Nature of Player Tokens
Player Tokens are collectible virtual representations within the Platform that:
• Do NOT represent equity participation in any entity
• Do NOT grant rights over the associated soccer player
• Do NOT constitute an employment contract or representation of the player
• Do NOT guarantee image rights, economic rights, or sporting rights of the player
• Are NOT regulated securities
• CANNOT be transferred outside the Platform
• Have utility exclusively within the Manager X ecosystem

6.2 Association with Real Players
Player Tokens are symbolically associated with real soccer players for gamification and engagement purposes. This association:
• Is purely referential and for entertainment purposes
• Does not imply obligations to the player
• Does not grant rights over the player's sports career
• May be modified or eliminated by Manager X

6.3 Dynamic Pricing
The price of Player Tokens in MGX:
• Is determined according to a dynamic pricing model established by Manager X
• May increase according to demand
• May be adjusted at Manager X's discretion
• Is NOT guaranteed or permanently fixed

6.4 Supply Limits
Each player has a maximum token supply according to their Category:
• Pre-Graduate: up to 100,000 tokens
• Graduate: up to 1,000,000 tokens
• Established: up to 10,000,000 tokens
• World Class: up to 21,000,000 tokens

These limits may be modified by Manager X.

6.5 Token Acquisition
Users acquire Player Tokens through:
• MGX contribution to the selected player
• Instant digital transaction process
• Immediate reflection in the Account balance

6.6 Token Portfolio
Users can:
• View their Token portfolio in their Account
• View statistics and metrics of their Tokens
• Track the evolution of associated players

6.7 Player Token Withdrawal
The possibility of converting Player Tokens back to MGX:
• Depends on the player's Phase
• Requires the player to be in PROFESSIONAL Phase. Tokens of a player in Youth Phase (a minor) are NOT tradable or withdrawable: while the player is in Youth Phase you may only CONTRIBUTE (buy), not sell or withdraw. Withdrawal becomes available only when the player reaches PROFESSIONAL Phase (legal age)
• Is disabled if the player changes to Inactive Phase
• Is subject to the conditions of Section 10

6.8 Milestone Tokens
Milestone Tokens associated with club projects:
• Function similarly to Player Tokens
• Are associated with infrastructure or youth development projects
• Are NOT refundable once acquired
• Generate more XP than Player contributions

6.9 Changes to Tokens
Manager X reserves the right to:
• Modify the functionality of Tokens
• Adjust maximum supplies
• Change pricing models
• Introduce new types of Tokens
• Consolidate or split existing Tokens
• Eliminate Tokens associated with players who no longer participate in the Platform

7. PHASE SYSTEM AND DISTRIBUTIONS
7.1 Player Phases
Players on the Platform may be in one of the following Phases:

7.1.1 Youth Phase
• Belongs to a team's youth divisions or is an underage free agent
• Token purchase open (you may only CONTRIBUTE)
• A Youth player's Token is NOT a tradable asset: while the player is a minor it cannot be sold or withdrawn, only contributed to. Selling/withdrawal is enabled once the player reaches legal age and moves to PROFESSIONAL Phase
• Contributions to a Youth player are expressed as accumulated contribution to their development (patronage), not as a resale price. A Youth player's profile shows no public sale price, price chart, or transaction history
• This protection is intended to safeguard the minor's interest and not to expose their career as a speculative asset while they are a Youth player

7.1.2 PROFESSIONAL Phase
• Activated when the player no longer belongs to a team's youth divisions or is an adult free agent

7.1.3 INACTIVE Phase
• Activated when the player abandons their professional career or decides to leave the platform by mutual agreement with Manager X
• Token purchase disabled
• Inactive Player Insurance is activated, returning 25% of the contributed MGX as a buyback of 25% of the first tokens of the player acquired by the user

7.2 Phase Changes
Phase changes:
• Are determined exclusively by Manager X
• Require validation through official evidence (contracts, transfers, official communications) which will be published in the player's profile
• May take processing time

8. PURCHASE OF MGX
8.1 Accepted Payment Methods
Manager X accepts the following payment methods for the purchase of MGX:

8.1.1 Credit/Debit Cards
• MGX loading with payment methods and cards allowed by the chosen payment gateway will be available soon
• Subject to anti-fraud verification

8.1.2 Cryptocurrencies
• USDC (USD Coin) and SOL on Solana networks
• Potentially other cryptocurrencies as available
• Processed through authorized providers

8.2 Purchase Process
To load MGX:
1. Select the amount of MGX you wish to purchase
2. The system will offer the equivalent in USDC and SOL as a reference
3. Select the payment method
4. Complete the payment process according to the chosen method
5. Await transaction confirmation
6. MGX will be credited to your Account once payment is confirmed

8.3 Conversion Rate
The conversion rate for MGX purchase is:
• 1 USDC = 100 MGX (reference rate)
• For SOL, the rate will be variable
• This rate may be modified by Manager X upon prior notice
• Temporary promotions may offer different rates

8.3.1 Promotional MGX (price frozen until withdrawal)
Any MGX purchase made on a promotional basis means acquiring MGX at a cheaper price than the reference rate. The purchase price of those promotional MGX is frozen, exclusively for them, until withdrawal: when a withdrawal is requested, those MGX are converted to money at the same value at which they were acquired, and not at the reference rate of 1 USDC = 100 MGX. In contrast, any growth and benefits the User obtains by operating with those MGX within the Platform are valued at the established rate of 1 USDC = 100 MGX. This condition is applied at the time the withdrawal is processed and is intended to reflect the real acquisition cost of the promotional MGX.

8.4 Transaction Confirmation
Card transactions are generally instantaneous. Cryptocurrency transactions require confirmations on the corresponding blockchain and may take a few seconds or minutes, although the Solana blockchain is known for its speed.

8.5 Minimums and Maximums
Manager X may establish:
• Minimum purchase amounts
• Maximum purchase amounts per transaction
• Daily, weekly, or monthly limits
• Specific limits based on KYC verification level

8.6 Fees for Loading and Contributing MGX
Fees on loaded and contributed MGX correspond to:
• Commissions from services external to the platform such as payment gateways and blockchain transactions
• MGX contribution and withdrawal commissions as follows:
  - 1% on Contribution
  - 2% on Withdrawal
  - 3% additional on Withdrawal within 24 hours of a contribution to the same player

8.7 Rejections and Errors
Manager X reserves the right to reject any transaction that:
• Violates these Terms
• Is suspected of fraud
• Comes from prohibited sources
• Exceeds established limits
• Does not meet KYC/AML requirements

In case of rejection, the amount paid will be refunded according to the original payment method, minus non-recoverable processing fees.

8.8 No Refunds
IMPORTANT: MGX purchases are FINAL and NON-REFUNDABLE, except:
• When required by applicable law
• In the event of a verified technical error by Manager X
• In the event of verified fraud not attributable to the User
• At the sole discretion of Manager X

8.9 Welcome MGX
Manager X may grant promotional MGX to new Users (example: 1,000 MGX as a registration gift). This MGX:
• Is subject to additional terms of the promotion
• May be in "pending" status until verifications are completed
• May have usage or withdrawal restrictions
• May expire if the Account is not verified

9. CONTRIBUTIONS TO PLAYERS AND MILESTONES
9.1 Contribution Process
To make a Contribution to a player or milestone:
1. Select the desired player or milestone
2. Indicate the amount of MGX you wish to contribute
3. Review the current Token price and the number of Tokens you will receive
4. Confirm the transaction
5. Tokens will be instantly reflected in your portfolio

9.2 Minimum Contributions
Manager X may establish minimum contributions per transaction (example: 10 MGX).

9.3 Contribution Restrictions
Contributions may be restricted if:
• The player is in Inactive Phase
• The player's maximum Token supply has been reached
• The User's Account is suspended or under review
• There is insufficient MGX balance in the Account
• Manager X has temporarily suspended contributions to the player

9.4 Irreversibility
Contributions are IRREVERSIBLE.

Once a Contribution is confirmed:
• It cannot be cancelled
• It cannot be reversed (except in the event of a verified technical error by Manager X)
• Tokens are permanently assigned to the Account

9.5 No Performance Guarantee
When making a Contribution, you acknowledge that:
• There is NO guarantee of the player's sporting performance
• The player may be injured, retire, or change careers
• The player's Phase may change or the player may become Inactive
• Manager X is NOT responsible for events external to the platform nor for the player's voluntary decision to leave the platform for any reason

9.6 Concentration Limits
Manager X may set limits on:
• Maximum percentage of a player's Tokens that a User may hold
• Maximum amount of MGX that a User may contribute to a player
• Frequency of Contributions (cooldowns)

These limits are implemented to encourage diversification and prevent manipulation.

10. WITHDRAWALS AND CONVERSIONS
10.1 Withdrawal Eligibility
MGX withdrawals are subject to:
• Completed and approved identity verification (KYC)
• Compliance with minimum balance requirement of twenty thousand MGX or more (20,000 MGX)
• No security or fraud alerts on the Account
• MGX balance coming from legitimate sources

10.2 Token-to-MGX Conversion
Conversion of Player Tokens back to MGX:
• Is only available for players in PROFESSIONAL Phase. Tokens of players in Youth Phase (minors) are not convertible or withdrawable until the player reaches legal age
• Is made at the current market price at the time of the request
• May have volume limits
• May be temporarily suspended by Manager X
• Is NOT available for Milestone Tokens or Country Projects
• Is NOT guaranteed

10.3 MGX Withdrawal Process
To request an MGX withdrawal to real money:
1. Complete the KYC verification process if you have not done so
2. Navigate to the Withdrawals section
3. Indicate the amount of MGX you wish to withdraw
4. Select the withdrawal currency (SOL, USDC)
5. Review applicable fees
6. Confirm the withdrawal request
7. Await review and processing by Manager X

10.4 Conversion Rate for Withdrawals
The MGX-to-money conversion rate for withdrawals:
• Uses as reference: 1 MGX = 0.01 USD
• May be subject to adjustments based on market conditions
• May include discounts depending on the withdrawal method
• Is clearly disclosed before confirming the withdrawal

10.5 Withdrawal Fees
Withdrawals are subject to fees from external services such as payment gateways and blockchain processing costs.

Manager X does not charge fees for withdrawing MGX from the platform, but does charge fees when withdrawing MGX from a player within the platform (2% or 5% within the first 24 hours of making a contribution).

10.6 Minimum and Maximum Withdrawal Amounts
Manager X establishes:
• Minimum withdrawal: 20,000 MGX account balance (equivalent to 200 USDC at the reference rate of 1 USDC = 100 MGX)
• This minimum represents a DECREASE from previous minimums, making withdrawals more accessible for Users

10.7 Processing Times
Withdrawals may take:
• 3-7 business days for bank transfers
• 24-72 hours for cryptocurrencies
• Longer if additional compliance review is required

Manager X does not guarantee specific processing times.

10.8 Rejections and Cancellations
Manager X may reject or cancel withdrawal requests if:
• KYC/AML requirements are not met
• Fraud or money laundering is suspected
• Account activity is unusual or suspicious
• Errors exist in the provided data
• A dispute or investigation is ongoing
• Manager X detects violation of these Terms

10.9 Impact on XP and Status
IMPORTANT WARNING: MGX withdrawals reduce your total accumulated MGX balance, which may:
• Decrease your Experience Points (XP)
• Cause a drop in your Status
• Result in loss of benefits associated with your previous Status

Before each withdrawal, the Platform will show you a warning with the estimated impact on your XP and Status.

10.10 Withdrawal Suspension
Manager X reserves the right to temporarily suspend withdrawals in the event of:
• Platform technical maintenance
• Security investigations
• Court or regulatory orders
• Force majeure events
• Extreme market conditions

11. STATUS AND EXPERIENCE (XP) SYSTEM
11.1 Experience Points (XP)
The XP system gamifies Platform participation through the assignment of points that determine the User's Status.

11.2 XP Accumulation
Users accumulate XP through:
• MGX purchase: 1 XP for every 10 MGX acquired (0.1 MGX = 1 XP)
• Contributions to Milestones and Country Projects: 2 XP for every 10 MGX contributed
• Seniority: Bonuses for time active on the Platform
• Qualified referrals: XP for inviting new Users
• Participation in events: Special bonuses
• Other criteria: Manager X may add new ways to earn XP

11.3 XP Decrease
Users may lose XP for:
• MGX withdrawals: Proportional reduction to the amount withdrawn
• Terms violations: Discretionary penalties
• Administrative adjustments: Corrections for errors or abuse
• Token withdrawals: May affect XP at Manager X's discretion

11.4 Status Levels
Status is determined based on total accumulated XP:

STATUS AND PROFITABILITY TABLE

| LEVEL | STARTING XP | ENDING XP | MONTHLY MGX INCREASE |
|---|---|---|---|
| PIONEER | 0 | 99,999 | 0% |
| FAN 1 | 100,000 | 199,999 | 0.10% |
| FAN 2 | 200,000 | 299,999 | 0.11% |
| FAN 3 | 300,000 | 399,999 | 0.12% |
| FAN 4 | 400,000 | 499,999 | 0.13% |
| FAN 5 | 500,000 | 599,999 | 0.14% |
| FAN 6 | 600,000 | 699,999 | 0.15% |
| FAN 7 | 700,000 | 799,999 | 0.16% |
| FAN 8 | 800,000 | 899,999 | 0.17% |
| FAN 9 | 900,000 | 999,999 | 0.18% |
| FAN 10 | 1,000,000 | 1,099,999 | 0.19% |
| PATRON 1 | 1,100,000 | 1,199,999 | 0.20% |
| PATRON 2 | 1,200,000 | 1,299,999 | 0.21% |
| PATRON 3 | 1,300,000 | 1,399,999 | 0.22% |
| PATRON 4 | 1,400,000 | 1,499,999 | 0.23% |
| PATRON 5 | 1,500,000 | 1,599,999 | 0.24% |
| PATRON 6 | 1,600,000 | 1,699,999 | 0.25% |
| PATRON 7 | 1,700,000 | 1,799,999 | 0.26% |
| PATRON 8 | 1,800,000 | 1,899,999 | 0.27% |
| PATRON 9 | 1,900,000 | 1,999,999 | 0.28% |
| PATRON 10 | 2,000,000 | 2,099,999 | 0.29% |
| MANAGER 1 | 2,100,000 | 2,199,999 | 0.30% |
| MANAGER 2 | 2,200,000 | 2,299,999 | 0.31% |
| MANAGER 3 | 2,300,000 | 2,399,999 | 0.32% |
| MANAGER 4 | 2,400,000 | 2,499,999 | 0.33% |
| MANAGER 5 | 2,500,000 | 2,599,999 | 0.34% |
| MANAGER 6 | 2,600,000 | 2,699,999 | 0.35% |
| MANAGER 7 | 2,700,000 | 2,799,999 | 0.36% |
| MANAGER 8 | 2,800,000 | 2,899,999 | 0.37% |
| MANAGER 9 | 2,900,000 | 2,999,999 | 0.38% |
| MANAGER 10 | 3,000,000 | 3,999,999 | 0.39% |
| BRONZE 1 | 4,000,000 | 4,999,999 | 0.40% |
| BRONZE 2 | 5,000,000 | 5,999,999 | 0.43% |
| BRONZE 3 | 6,000,000 | 6,999,999 | 0.46% |
| BRONZE 4 | 7,000,000 | 7,999,999 | 0.49% |
| BRONZE 5 | 8,000,000 | 9,999,999 | 0.52% |
| SILVER 1 | 10,000,000 | 29,999,999 | 0.60% |
| SILVER 2 | 30,000,000 | 49,999,999 | 0.63% |
| SILVER 3 | 50,000,000 | 69,999,999 | 0.66% |
| SILVER 4 | 70,000,000 | 89,999,999 | 0.69% |
| SILVER 5 | 90,000,000 | 99,999,999 | 0.72% |
| GOLD | 100,000,000 | 999,999,999 | 0.80% |
| DIAMOND | 1,000,000,000 | — | 1.00% |

Note: XP thresholds and benefits are indicative and may be modified by Manager X.

11.5 No Vested Rights
Status and its benefits:
• Are NOT permanent
• Do NOT create vested rights
• May change based on the User's XP
• May be modified or eliminated by Manager X
• May be suspended in the event of a Terms violation

11.6 System Modifications
Manager X reserves the right to:
• Modify XP thresholds for each Status
• Add, modify, or eliminate benefits
• Create new Status levels
• Change the XP calculation formula
• Change the monthly earnings formula

Substantial modifications will be notified with reasonable advance notice.

12. REFERRAL PROGRAM
12.1 Program Description
Manager X operates a referral program that rewards Users who invite new participants to the Platform.

12.2 Referral Code
Each User receives a unique referral code or link, available in their profile. This code may be shared to invite new Users.

12.3 Registration with Referral
A new User may register using a referral code provided by an existing User. By doing so, they become associated as a "referral" of the User who shared the code.

12.4 Referral Qualification
A referral is considered "qualified" when:
• They complete the registration process
• They make their first MGX purchase (minimum amount as determined by Manager X)
• The transaction is confirmed and not reversed

12.5 Referral Reward
When a referral is qualified, the referring User receives:
• MGX and XP bonus
• Possible additional MGX bonuses according to current promotions

12.6 Referral Tracking
Users can view in their dashboard:
• Total invitations made
• Total referrals registered
• Total qualified referrals
• XP earned through referrals

12.7 Limits and Restrictions
Manager X may establish:
• Referral limit per period
• Minimum first purchase amount for the referral
• Activity conditions to maintain XP
• Geographic or demographic limits

12.8 Prohibitions
The following are strictly prohibited:
• Creating fake or fictitious accounts to obtain rewards
• Using bots or automation to generate referrals
• Deceiving or making false representations to referrals
• Sharing referral codes through spam or unsolicited methods
• Any form of fraud in the referral program

12.9 Reward Revocation
Manager X may revoke rewards and penalize Users if:
• Fraud in the referral program is detected
• The referral files a chargeback or requests a refund
• The referral is identified as a fraudulent account
• Program abuse is detected
• The referring User violates these Terms

Revocation implies an equivalent XP reduction and may result in a Status downgrade.

12.10 Program Modifications
Manager X may:
• Modify the amount of XP awarded per referral
• Change qualification conditions
• Set additional limits
• Suspend or terminate the referral program

Modifications will be announced on the Platform.

13. INTELLECTUAL PROPERTY
13.1 Manager X Content
All elements of the Platform, including but not limited to:
• Design, source code, software architecture
• Logos, trademarks, trade names
• Texts, graphics, images, videos, audio
• Compilation and organization of content
• Methodologies, algorithms, and processes

Are the exclusive property of Manager X LLC or its licensors and are protected by United States intellectual property laws and international treaties.

13.2 Limited Use License
Manager X grants you a personal, non-exclusive, non-transferable, revocable, and limited license to:
• Access and use the Platform for personal and non-commercial purposes
• Download and view Platform content on your personal device

This license does NOT grant you the right to:
• Modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any content of the Platform
• Use the Platform or its content for commercial purposes
• Reverse engineer, decompile, or disassemble the Platform

13.3 Trademarks
"Manager X", "MGX", and other product and service names are trademarks of Manager X LLC. You may not use these trademarks without the prior written consent of Manager X.

13.4 User Content
When using the Platform, you may provide content such as:
• Profile information
• Comments, reviews, opinions
• Profile images
• Messages in forums or communities (if applicable)

By providing content, you:
• Warrant that you own all rights to such content
• Grant Manager X a royalty-free license to use, reproduce, modify, adapt, publish, and translate such content
• Acknowledge that Manager X is not obligated to use your content

13.5 Scraping Prohibition
The use of robots, spiders, scrapers, crawlers, or other automated technologies to access, monitor, copy, or extract content from the Platform without the prior written consent of Manager X is prohibited.

13.6 DMCA and Intellectual Property Claims
If you believe your content has been copied in a way that constitutes copyright infringement, you may notify us by providing:
• Physical or electronic signature of the rights holder
• Identification of the protected work
• Identification of the infringing material on the Platform
• Contact information
• Good faith statement
• Declaration under penalty of perjury

Send notification to: legal@managerx.com

14. PROHIBITED CONDUCT AND USER BEHAVIOR
14.1 Acceptable Use
You agree to use the Platform solely for lawful purposes and in accordance with these Terms.

14.2 Prohibited Conduct
The following actions will be considered criminal and a threat to the platform, and therefore a threat to a United States company, such that after filing a report through the Internet Crime Complaint Center, investigations will be handled by the Federal Bureau of Investigation (FBI).

14.2.1 Illegal Activities
• Using the Platform for any illegal or unauthorized purpose
• Violating any local, state, national, or international law
• Facilitating or promoting illegal activities

14.2.2 Fraud and Manipulation
• Creating multiple accounts to obtain undue advantages
• Manipulating the XP, Status, or pricing system
• Conducting fraudulent transactions or malicious chargebacks
• Using social engineering or phishing techniques
• Abusing the referral program
• Colluding with other Users to manipulate the market

14.2.3 Security
• Attempting to access restricted areas of the Platform
• Circumventing security or authentication measures
• Conducting denial of service (DDoS) attacks
• Distributing viruses, malware, or malicious code
• Interfering with the normal operation of the Platform

14.2.4 System Abuse
• Using unauthorized bots, scripts, or automation
• Scraping or mass data extraction
• Intentionally overloading Manager X's systems
• Exploiting bugs or vulnerabilities for personal gain

14.2.5 Money Laundering and Illicit Financing
• Using the Platform to launder money
• Financing terrorist or illegal activities
• Conducting transactions related to drug trafficking, human trafficking, or any criminal activity
• Concealing the origin of illicit funds

14.2.6 Inappropriate Conduct
• Harassing, threatening, intimidating, or defaming other Users
• Publishing offensive, obscene, discriminatory, or hate-inciting content
• Impersonating other persons or entities
• Sharing personal information of third parties without consent

14.2.7 Commercial Abuse
• Reselling products under the false name of MGX outside the Platform
• Using the Platform for unauthorized commercial purposes
• Sending unsolicited advertising or spam

14.2.8 Use of Privileged Information
• Using non-public information about players to gain advantages
• Conducting transactions based on confidential information
• Violating confidentiality agreements related to the Platform

14.3 Monitoring and Compliance
Manager X reserves the right to:
• Monitor use of the Platform
• Investigate possible violations of these Terms
• Request additional information from Users
• Report suspicious activities to authorities
• Cooperate with legal investigations

14.4 Consequences of Violations
Violations of these Terms may result in:
• Warnings and notifications
• Temporary Account suspension
• Confiscation of MGX balances and Tokens
• XP revocation and Status downgrade
• Permanent Account termination
• Legal actions and damage claims
• Reports to relevant authorities

14.5 No Refund Upon Termination
If your Account is suspended or terminated for violation of these Terms, you will NOT be entitled to a refund of MGX, Tokens, or any other benefits, except as required by applicable law.

15. IDENTITY VERIFICATION (KYC/AML)
15.1 Verification Obligation
Manager X implements Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures to comply with legal and regulatory obligations.

15.2 Verification Levels
Manager X may implement different verification levels:

15.2.1 Basic Level (Registration)
• Username, email, country

15.2.2 Standard Level (KYC Level 1)
• Reached prior to first withdrawal with a minimum balance of 10,000 MGX
• Requires: Photo of identity document (front and back)
• Selfie photo for facial verification
• Allows withdrawals up to certain limits

15.2.3 Advanced Level (KYC Level 2)
• Activated for withdrawals greater than the USDC equivalent of 1,000,000 MGX
• Requires: Proof of address
• Allows higher volume withdrawals

15.3 Accepted Documents
For identity verification the following are accepted:
• Valid passport
• National identity card
• National identity document

For proof of address:
• Recent utility bill (electricity, water, gas)
• Bank account statement
• Lease agreement

15.4 Verification Process
1. The User uploads documents through the Platform
2. Documents are reviewed (automatically and/or manually)
3. Manager X may request additional documents or clarifications
4. The User is notified of approval or rejection
5. The verification level is updated in the Account

15.5 Processing Times
Verification may take:
• 2-7 business days
• Complex cases: Up to 30 days

Manager X does not guarantee specific timeframes.

15.6 Verification Rejection
Manager X may reject verification if:
• Documents are not legible
• Documents are expired
• There are inconsistencies in the information
• The User is on a sanctions list
• The User resides in a prohibited jurisdiction
• Signs of fraud or falsification are detected

15.7 Update Obligation
Users must:
• Keep their contact information up to date
• Report changes of residence
• Update expired documents
• Respond to requests for additional information

15.8 Ongoing Monitoring
Manager X may:
• Request periodic re-verification
• Request information about source of funds at any time
• Monitor transactions to detect unusual activity
• Request additional documents as necessary

15.9 Suspicious Activities
Manager X is obligated to report suspicious activities to competent authorities, including but not limited to:
• Unusually large or frequent transactions
• Transaction patterns without economic logic
• Attempts to evade reporting thresholds
• Use of false or stolen information
• Activities suggesting money laundering

15.10 Cooperation with Authorities
Users agree that Manager X may share information with authorities without prior notice when required by law.

16. PRIVACY AND DATA PROTECTION
16.1 Privacy Policy
The processing of your personal data is governed by our Privacy Policy, which is incorporated by reference into these Terms and is available at [Privacy Policy URL].

16.2 Information Collection
Manager X collects:
• Registration information (name, email, country, document)
• Verification information (identity documents, proof of address)
• Transaction information (purchases, contributions, withdrawals)
• Platform usage information (clicks, navigation, time)
• Technical information (IP, device, browser)
• Communications information (emails, support messages)

16.3 Use of Information
Your information is used to:
• Operate and improve the Platform
• Process transactions
• Verify identity and prevent fraud
• Comply with legal and regulatory obligations
• Communicate updates and promotions
• Personalize the User experience
• Analytics and metrics

16.4 Information Sharing
Manager X may share your information with:
• Service providers (payment processors, KYC, hosting)
• Legal authorities when required
• Third parties with your explicit consent
• In the event of a merger, acquisition, or sale of Manager X's assets

16.5 Data Security
Manager X implements reasonable security measures including:
• Encryption of sensitive data
• Restrictive access controls
• Security monitoring
• Periodic audits
• Staff training

However, no system is 100% secure. You acknowledge and accept the inherent risks of transmitting information over the Internet.

16.6 Data Retention
Manager X retains personal data:
• While your Account is active
• For the time necessary to comply with legal obligations (generally 5-7 years after Account closure)
• As necessary to resolve disputes or enforce these Terms

16.7 User Rights
Under applicable laws, you may have the right to:
• Access your personal data
• Correct inaccurate data
• Request deletion of data (subject to legal retention)
• Object to processing
• Request data portability
• Withdraw consents

To exercise these rights, contact: privacy@managerx.com

16.8 Cookies and Similar Technologies
Manager X uses cookies, pixels, and similar technologies to:
• Maintain User sessions
• Remember preferences
• Analyze Platform usage
• Advertising (if applicable)

You can manage cookies in your browser settings.

16.9 International Transfers
Your data may be transferred to and stored on servers located in jurisdictions different from your own. By accepting these Terms, you consent to these transfers.

16.10 Protection of Minors
Manager X does not intentionally collect private data from persons under 18 years of age. Sports information published on a minor player's profile was consented to in writing by their parents or legal representatives.

17. FEES AND COMMISSIONS
17.1 Fee Transparency
Manager X is committed to clearly communicating all applicable fees before the User completes a transaction.

17.2 MGX Purchase Fees
MGX purchases may include:
• Credit/debit card: [Percentage according to processor]
• Cryptocurrencies: Processor fee + blockchain network fees (variable)

Fees are shown before confirming payment.

17.3 Contribution Fees
Contributions to Players and Milestones have a fixed fee of 1% of the MGX amount of the transaction.

17.4 Withdrawal Fees
MGX withdrawals may include:
• Manager X processing fee: Variable by method (example: 5% of amount)
• Bank fee: For international transfers (variable by bank)
• Network fee: For cryptocurrency withdrawals (variable by network)

17.5 Token Conversion Fees
Conversion of Player Tokens back to MGX includes:
• 2% conversion commission
• Additional commissions in cases of immediate withdrawals after contribution

17.6 Fee Modifications
Manager X may modify its fees at any time. Changes:
• Will be communicated with at least 30 days' notice for existing fees
• Will apply immediately to new transactions after notification
• Will not affect already completed transactions

17.7 Promotions
Manager X may offer temporary promotions that reduce or eliminate fees. These promotions:
• Are subject to specific terms
• May be limited in time or quantity
• May be terminated without prior notice
• Do not create expectations of continuity

18. SERVICE MODIFICATIONS
18.1 Right to Modify
Manager X reserves the right, at its sole discretion, to modify, suspend, or discontinue any aspect of the Platform, including:
• Features and functionalities
• Content and services
• Availability of players or milestones
• XP and Status system
• Distributions program
• User interface
• Technical requirements

18.2 Notification of Substantial Changes
For substantial changes that materially affect User rights or functionalities, Manager X will make reasonable efforts to notify in advance through:
• Platform announcement
• Email to the registered address
• Push notification (if applicable)

18.3 No Liability for Modifications
Manager X WILL NOT be liable to you or third parties for:
• Modification, suspension, or discontinuation of the Service
• Loss of functionalities or access
• Impact on the value of MGX or Tokens
• Changes in Status benefits

18.4 Maintenance and Downtime
The Platform may be unavailable due to:
• Scheduled maintenance (generally notified in advance)
• Emergency updates
• Unforeseen technical issues

Manager X will make reasonable efforts to minimize downtime but does not guarantee uninterrupted availability.

18.5 Improvements and New Features
Manager X continuously works to improve the Platform. New features:
• May require acceptance of additional terms
• May only be available to certain Status levels
• May be in beta phase with limited functionality

19. ACCOUNT SUSPENSION AND TERMINATION
19.1 Termination by User
You may close your Account at any time through:
• Request through the Platform
• Contact with customer support

Upon closing your Account:
• You will lose access to your MGX balance and Tokens (subject to withdrawal policies)
• Your data will be retained pursuant to legal obligations
• You will not be entitled to a refund of unwithrawn balances

19.2 Suspension by Manager X
Manager X may temporarily suspend your Account if:
• Investigation of suspicious activity is required
• A Terms violation is suspected
• Additional identity verification is required
• A dispute is pending
• A court or regulatory order is received
• Unauthorized access to the Account is detected

During suspension:
• You will be unable to conduct transactions
• You will be unable to access certain services
• Status benefits may be paused
• Manager X may request additional information

19.3 Termination by Manager X
Manager X may permanently terminate your Account if:
• You materially violate these Terms
• You provide false or fraudulent information
• You engage in illegal activities
• You abuse the system or other Users
• You fail to meet payment obligations
• You are located in a prohibited jurisdiction
• At Manager X's discretion, for any other reason with or without cause

19.4 Consequences of Termination
Upon termination of your Account:
• All access will be revoked
• Status benefits and accumulated XP will be lost
• MGX balances and Tokens may be confiscated if termination is due to Terms violation
• You will not be entitled to compensation or refund (except as required by applicable law and if termination is not due to your fault)
• Manager X may retain funds for the period necessary to resolve investigations

19.5 Survival of Terms
The following sections will survive termination of these Terms:
• Definitions
• Intellectual Property
• Limitation of Liability
• Indemnification
• Dispute Resolution
• Governing Law
• Any other section that by its nature should survive

20. LIMITATION OF LIABILITY
20.1 Use at Your Own Risk
YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE PLATFORM IS AT YOUR SOLE RISK. THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND.

20.2 Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MANAGER X DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION:
• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Availability, accuracy, reliability, or content of the Service
• That the Service will be uninterrupted or error-free
• That defects will be corrected
• That the Service or servers are free of viruses or harmful components

20.3 No Guarantee of Results
MANAGER X DOES NOT GUARANTEE:
• Appreciation in value of MGX or Tokens
• Continuity of the Distributions program
• Sporting performance of players
• That players will reach certain phases
• That you will be able to recover your contributions
• Liquidity of MGX or Tokens
• Profitability or economic benefits

20.4 Limitation of Liability for Damages
TO THE MAXIMUM EXTENT PERMITTED BY LAW, MANAGER X, ITS DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES SHALL NOT BE LIABLE FOR:

• INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
• LOSS OF PROFITS, REVENUE, DATA, USE, BUSINESS OPPORTUNITIES
• LOSS OF MGX OR TOKENS FOR ANY REASON
• DAMAGES ARISING FROM:
  - Errors, mistakes, or inaccuracies in content
  - Personal injury or property damage
  - Unauthorized access to servers or information
  - Interruption or cessation of transmission
  - Bugs, viruses, trojans, or any type of cyberattack
  - Third-party content
  - Data loss

EVEN IF MANAGER X HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

20.5 Maximum Liability Cap
IN NO EVENT SHALL MANAGER X'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS RELATED TO THE SERVICE EXCEED THE AMOUNT YOU PAID TO MANAGER X IN THE 12 MONTHS PRECEDING THE CLAIM.

20.6 Basis of the Transaction
YOU ACKNOWLEDGE THAT MANAGER X HAS OFFERED THE SERVICE, SET ITS PRICES, AND ENTERED INTO THESE TERMS WITH YOU IN CONSIDERATION OF THE LIMITATIONS OF LIABILITY SET FORTH IN THIS SECTION, AND THAT THEY CONSTITUTE AN ESSENTIAL BASIS OF THE TRANSACTION BETWEEN THE PARTIES.

20.7 Third-Party Liability
MANAGER X IS NOT RESPONSIBLE FOR:
• Actions or omissions of sports clubs
• Performance, injuries, retirement, or death of players
• Sporting or representation decisions of players
• Third-party services (payment processors, KYC providers, hosting)
• Links to or content of third-party websites
• Errors in data from external sources

21. INDEMNIFICATION
21.1 Indemnification Obligation
You agree to indemnify, defend, and hold harmless Manager X LLC, its parent companies, subsidiaries, affiliates, directors, officers, employees, agents, partners, and licensors from and against any:
• Claims
• Demands
• Losses
• Liabilities
• Damages
• Costs or expenses (including reasonable attorneys' fees)

Arising out of or related to:

21.2 Indemnification Grounds
• Your violation of these Terms
• Your use or misuse of the Platform
• Your violation of any law or regulation
• Your violation of third-party rights (including intellectual property, privacy, publicity)
• Any content you provide
• Your conduct in connection with the Platform
• Any fraudulent transaction or malicious chargeback
• Any false representation you make
• Claims that you caused harm to third parties

21.3 Indemnification Process
Manager X reserves the right to:
• Assume the defense and exclusive control of any matter subject to indemnification
• Require your cooperation in the defense of such claims
• Approve any settlement you propose

You shall not enter into any agreement that affects Manager X without Manager X's prior written consent.

21.4 Notification
You must immediately notify Manager X of any third-party claims of which you become aware.

22. DISPUTE RESOLUTION
22.1 Direct Communication First
Before initiating any legal action, the parties agree to attempt to resolve the dispute through direct communication by contacting: legal@managerx.lat

Manager X commits to respond within 30 days and make good-faith efforts to resolve the dispute amicably.

22.2 Binding Arbitration
IF THE DISPUTE CANNOT BE RESOLVED THROUGH DIRECT COMMUNICATION, YOU AGREE THAT ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OR THE PLATFORM WILL BE RESOLVED BY INDIVIDUAL BINDING ARBITRATION.

22.3 Arbitration Rules
Arbitration will be governed by:
• The Arbitration Rules of the American Arbitration Association (AAA)
• Or the rules of the arbitration chamber the parties agree upon

Arbitration will be:
• Conducted in English or Spanish as the parties agree
• Conducted through written procedures unless a hearing is requested
• Decided by a neutral arbitrator appointed according to the applicable rules

22.4 Class Action Waiver
YOU EXPRESSLY WAIVE YOUR RIGHT TO:
• Participate in class action lawsuits
• Class arbitrations
• Representative actions
• Any consolidated proceedings

Each party may only bring individual disputes.

22.5 Arbitration Location
Arbitration will take place in:
• Wyoming, United States
• Or through a completely remote procedure if both parties agree

22.6 Arbitration Costs
• Each party shall be responsible for its own legal costs
• Administrative costs of arbitration will be divided as determined by AAA rules

22.7 Exceptions to Arbitration
Arbitration is not required for:
• Claims in small claims courts if jurisdictional requirements are met
• Injunctive measures to protect intellectual property
• Claims that may be resolved through voluntary mediation

22.8 Severability
If any part of this arbitration clause is found to be invalid or unenforceable, the remainder will remain in effect. If the class action waiver is found to be invalid, the entire arbitration clause will be void and disputes will be resolved in courts pursuant to Section 23.

23. GOVERNING LAW AND JURISDICTION
23.1 Governing Law
These Terms will be governed by and interpreted in accordance with the laws of the State of Wyoming, United States, without regard to its conflict of law principles.

23.2 Jurisdiction (if Arbitration Does Not Apply)
To the extent that arbitration does not apply or is invalid, the parties agree to submit to the exclusive jurisdiction of state and federal courts located in the State of Wyoming to resolve any dispute.

23.3 Jury Trial Waiver
TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU WAIVE YOUR RIGHT TO A JURY TRIAL IN ANY LEGAL PROCEEDINGS RELATED TO THESE TERMS OR THE PLATFORM.

23.4 United Nations Convention
The United Nations Convention on Contracts for the International Sale of Goods shall NOT apply to these Terms.

24. GENERAL PROVISIONS
24.1 Entire Agreement
These Terms, together with the Privacy Policy and any additional applicable terms, constitute the entire agreement between you and Manager X with respect to the use of the Platform, and supersede all prior or contemporaneous agreements, communications, and proposals (oral or written).

24.2 Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision will be modified to the minimum extent necessary to make it valid and enforceable, or if not possible, will be eliminated, and the remainder of the Terms will continue in full force and effect.

24.3 Waiver
Manager X's failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative of Manager X.

24.4 Assignment
You may not assign, transfer, or sublicense these Terms or any rights or obligations hereunder without the prior written consent of Manager X. Manager X may assign these Terms freely, including in the event of a merger, acquisition, reorganization, or sale of assets.

24.5 Relationship Between the Parties
No provision of these Terms creates any partnership, joint venture, employment relationship, or agency between you and Manager X. You have no authority to bind Manager X in any way.

24.6 Force Majeure
Manager X shall not be liable for any delay or failure to perform its obligations under these Terms due to causes beyond its reasonable control, including:
• Natural disasters
• Wars, terrorism, civil unrest
• Internet or telecommunications infrastructure failures
• Cyberattacks or large-scale hacking
• Government or regulatory actions
• Pandemics or public health emergencies
• Interruptions of essential third-party services

24.7 Interpretation
Section headings are for convenience only and do not affect the interpretation of these Terms. The use of "including" means "including without limitation." References to "days" mean calendar days unless otherwise specified.

24.8 Language
These Terms may be available in multiple languages. In the event of conflict between versions, the Spanish version, originally drafted by Manager X, shall prevail.

24.9 Notices
All legal notices must be sent to:
• To Manager X: legal@managerx.lat or by certified postal mail to the registered address of Manager X LLC
• To You: To the email registered in your Account or through notification on the Platform

Notices are considered delivered when sent by email or posted on the Platform.

24.10 Statute of Limitations
Any cause of action arising out of or related to these Terms or the Platform must be initiated within one (1) year after the cause of action arose. Otherwise, such cause of action will be permanently time-barred.

24.11 Third-Party Beneficiaries
These Terms do not confer any rights or remedies on third parties, except that Manager X's subsidiaries, affiliates, directors, officers, employees, and agents are third-party beneficiaries of the limitation of liability and indemnification sections.

24.12 Export Compliance
You agree to comply with all applicable export control laws and will not export, re-export, or transfer the Platform or any technical information therefrom to countries, individuals, or entities prohibited by such laws.

24.13 U.S. Government Rights
If you are a United States Government entity, the Platform is a "Commercial Item" as defined in 48 C.F.R. §2.101, and Government rights are limited pursuant to these Terms.

25. CONTACT
For questions, comments, or concerns about these Terms or the Platform, you may contact us:

Manager X LLC

Email:
• Legal matters: legal@managerx.lat

Address:
150 SE 2nd Ave Ste 1403 - 6414
Miami, FL 33131
United States

ACKNOWLEDGMENT AND ACCEPTANCE

BY CLICKING "I AGREE", REGISTERING, ACCESSING, OR USING THE MANAGER X PLATFORM, YOU ACKNOWLEDGE THAT:

✓ YOU HAVE READ THESE TERMS AND CONDITIONS IN THEIR ENTIRETY
✓ YOU UNDERSTAND THESE TERMS
✓ YOU AGREE TO BE LEGALLY BOUND BY THESE TERMS
✓ YOU HAVE THE LEGAL CAPACITY TO ENTER INTO THIS CONTRACT
✓ YOU RESIDE IN A JURISDICTION WHERE USE OF THE SERVICE IS LEGAL
✓ YOU UNDERSTAND THAT MGX AND TOKENS ARE VIRTUAL REPRESENTATIONS WITH NO VALUE OUTSIDE THE PLATFORM
✓ YOU UNDERSTAND THAT THIS IS NOT A REGULATED INVESTMENT PRODUCT
✓ THERE IS NO GUARANTEE OF RETURNS OR APPRECIATION IN VALUE
✓ YOU ACCEPT THE CLASS ACTION WAIVER AND BINDING ARBITRATION
✓ YOU ACCEPT THE LIMITATIONS OF LIABILITY SET FORTH

IF YOU DO NOT ACCEPT THESE TERMS, DO NOT USE THE PLATFORM.

---

Last updated: August 13, 2026
Version: 1.2

© 2026 Manager X LLC. All rights reserved.